This property carries findings that should stop a transaction until they are resolved.
Note that the structure was not built in accordance with the law — 3 structures affected.
Checks: 12 · Critical: 1 · Serious: 0 · Attention: 1
Title itself is straightforward: ownership reconciles and no financial charge is registered.
A permanent, decided entry stating that the structure lacks a lawful basis — typically no valid building permit, or building beyond what was permitted. Unlike a mortgage this is not cured at closing. It is removed only when a legalization procedure completes, which requires the structure to be compatible with the applicable municipal spatial plan; where it is not, legalization can be refused outright. Until then the structure is unreliable as loan security, hard to insure, materially harder to resell, and a removal order remains legally possible.
Zabilježba objekta koji nije izgradjen u skladu sa zakonom
The register shows a construction year of zero, which means not recorded rather than unknown-and-old. On its own this is a data gap, not a defect. It matters more when the property also carries an unlawful-construction note, because which legalization route applies depends on when the structure was built — and here there is no register evidence of that date.
A pending application is one that has been filed and not yet decided. When it is decided, the decision takes effect from the date of filing — not the date of the decision. It therefore ranks ahead of anything registered in the meantime, including a purchase completed today. This is why an encumbrance section showing nothing alarming is not on its own sufficient: the entries that will exist tomorrow, with effect from last month, are listed here and nowhere else.
| Land use | Building | Registered | Acquired by | Area |
|---|---|---|---|---|
| Family residential building (Porodična stambena zgrada) | 1 | 2 February 2012 | Purchase (KUPOVINA) | 91 m² |
| Auxiliary building (Pomoćna zgrada) | 2 | 24 January 2019 | Purchase (KUPOVINA) | 18 m² |
| Courtyard (Dvorište) | — | 24 January 2019 | Purchase (KUPOVINA) | 375 m² |
| Total | 484 m² ✓ | |||
| Registered holder | Identifier | Right | Share |
|---|---|---|---|
| [individual owner — name withheld] | Redacted at source | Ownership (Svojina) | 1/1 |
The register withholds the holder's identification number and address in this view, so we never receive them and cannot store them. A seller can therefore be matched to this record by name alone; verifying that the person signing is the person registered remains the notary's task.
| Object | Building | Structure | Built | Acquired by | Area |
|---|---|---|---|---|---|
| Family residential building (Porodična stambena zgrada) | 1 / — | Ground floor with attic (PRIZEMNA ZGRADA SA POTKROVLJEM) | Not recorded | Construction (GRAĐENJE) | 91 m² |
| Dwelling, duplex (Stambeni prostor-duplex) Četvorosoban stan |
1 / 1 | Ground floor (Prizemlje) | Not recorded | Construction (GRAĐENJE) | 170 m² |
| Auxiliary building (Pomoćna zgrada) | 2 / — | Ground floor only (PRIZEMNA ZGRADA) | Not recorded | Construction (GRAĐENJE) | 18 m² |
| Entry | Affected object | Entered | What is sought |
|---|---|---|---|
| Note that the structure was not built in accordance with the law | 1/1, 1, 2 | 24 January 2019 | Zabilježba objekta koji nije izgradjen u skladu sa zakonom |
A pending application is one that has been filed and not yet decided. When it is decided, the decision takes effect from the date of filing — not the date of the decision. It therefore ranks ahead of anything registered in the meantime, including a purchase completed today. This is why an encumbrance section showing nothing alarming is not on its own sufficient: the entries that will exist tomorrow, with effect from last month, are listed here and nowhere else.
| Assessment | Finding | Points |
|---|---|---|
| Starting score | — | 100 |
| Note that the structure was not built in accordance with the law (primary occurrence, 2 further affected) | Entered 24 January 2019 | −65 |
| Parcel component areas sum to the printed total | Clear | 0 |
| Registered shares reconcile to whole ownership | Clear | 0 |
| Not recorded for 3 of 3 objects | Attention | −3 |
| Unregistered structure — exists on the ground, absent from the register | Not detectable from the register alone | 0 |
| No pending application appears on the extract. | Clear | 0 |
| Mortgage | None registered | 0 |
| Prohibition on disposal and encumbrance | None registered | 0 |
| Note of pending litigation | None registered | 0 |
| Enforcement proceedings | None registered | 0 |
| Easement | None registered | 0 |
| Right of use or habitation | None registered | 0 |
| Final score — High risk band (0–34) | 32 | |
Bands: 85–100 low · 65–84 moderate · 35–64 elevated · 0–34 high. The same inputs always produce the same score; no discretion is applied. An unlawful-construction note is weighted far more heavily than a mortgage on purpose: a mortgage is discharged at closing as a matter of routine, whereas legalization is an administrative procedure that can be refused. The score summarises what the register discloses. It is not a valuation and not a prediction.
This report is an analysis of a property register extract, prepared by software. It is informational and is not legal advice, a valuation, a title guarantee, or a substitute for review by a qualified Montenegrin lawyer or notary before a binding transaction.
The source extract was obtained through the register's public information view and is not an officially certified document. It is not reproduced or supplied with this report. Where an official certified extract is required, it must be obtained from the authority directly.
The register reflects what has been recorded, which is not always what exists on the ground. Findings are accurate as at the document timestamp shown above. Where this report notes an absence, that means nothing was recorded on the extract examined — not that nothing exists.
Entries quoted from the register are reproduced verbatim in their original language and are never machine-translated. The original wording is the legally operative text; our explanation of what a given type of entry means is our own and is provided for orientation only.
Prepared by Nova Sidera D.O.O., Montenegro.